Public Adjusters in New York City
If your home sustains fire, flood or water damage, the losses that you have incurred should be covered to some extent by your homeowner's insurance policy. In a perfect world, the claims process would work in favor of the policyholder. In reality, however, the insurance company has most of the power most of the time. The one major exception is when the policyholder hires their own public adjuster. If you live in Staten Island or NYC and need to file a claim for flood, water or fire damage, increase your odds of obtaining a full and fair settlement by hiring a public insurance adjuster from Republic Claims.
What Do Public Insurance Adjusters Do?
As you probably already know, your insurance company will assign you with an insurance adjuster at the beginning of the claims process. They will paint it like their adjuster is there to help you, but the truth is that they are only concerned with protecting the insurance company's best interests--not yours. You won't have to pay the company's adjuster any money, but they won't be going to bat for you. Public adjusters, on the other hand, are independent from insurance companies and work as aggressive advocates for policyholders like you.
Do You Need a NYC or Staten Island Public Insurance Adjuster?
How can you tell when it is time to hire a public insurance adjuster? Generally speaking, if your damages meet or exceed $10,000, it is in your best interests to do so. The claims process is very time consuming, so if you already have too much on your plate as it is, hiring an adjuster to take the reins may be the best option.
Ideally, you should hire a public adjuster at your earliest convenience. All too often, policyholders hold off until they realize that the insurance company adjuster isn't truly in their corner. By then, the process is already underway, and the public adjuster has a lot of catching up to do.
How Public Adjusters Assist in the Claims Process
The process for handling homeowner's insurance claims is complex and confusing to those who aren't familiar with it. Policyholders often struggle to meet deadlines and to get the right paperwork to the right people at the right time. Even minor missteps can cause major delays and hassles.
Since public claims adjusters exclusively focus on assisting policyholders with claims, they know the process inside and out. Although you will still be responsible for meeting the requirements that are set forth by your insurance company and for meeting deadlines and the like, your adjuster will guide you along to help you avoid bumps along the way. Instead of waiting, wondering and worrying about how everything is going, you will rest easy in the knowledge that your NYC or Staten Island public insurance adjuster is working to protect your best interests.
Contact Republic Claims Today
Despite the fact that you've paid your homeowner's insurance premiums faithfully, your insurance company will do what it can to pay as little as possible for your claim. Their adjusters aren't concerned about your outcome--they're concerned about their employer's outcome. Don't go through this stressful process without a true advocate by your side. With Republic Claims, you get that and much more. We assist people like you in NYC and Staten Island every day, and our public adjusters are ready to help now. Call today to schedule a consultation.